Add each occupied unit. First Name, Last Name, DOB, and Email are required per tenant for a valid behavioral read. Vacant units are excluded from the exposure score.
| # | Unit | First Name * | Last Name * | DOB * | Email * |
|---|
The building presents a manageable behavioral exposure profile. The majority of occupied units read in the clean tier — anchored, conscientious tenants with low dispute and strain markers. Two units read in the watch tier: one shows moderate impulse elevation, and one shows a modest strain marker consistent with financial pressure but without behavioral escalation. No units read in the elevated or high-exposure tiers. The building's aggregate behavioral exposure does not indicate an underwriting risk flag. Standard property and casualty terms apply. Re-evaluation recommended at renewal or following any significant tenancy change.
If either watch-tier unit escalates in impulse, dispute, or strain on re-evaluation, that unit moves to the elevated tier. Two or more elevated or high-exposure units in a building of this size constitute a building-level risk flag and would affect underwriting terms. A new occupancy in a vacant unit with an elevated profile would shift the aggregate. The current distribution is favorable — the building does not require an adverse underwriting action. If the watch-tier strain signal elevates beyond the financial-pressure pattern and into behavioral escalation, that unit moves to elevated independently.