TQI · Behavioral Enhanced Risk Scoring

Tenant Quality Index

Portfolio-level behavioral analysis — aggregate rent roll read, individual breakdown

Aggregate Lens Rental of Housing Portfolio Analysis

Add each tenant unit. Minimum of two tenants required for an aggregate read. First Name, Last Name, DOB, and Email are required per tenant.

# Unit First Name * Last Name * DOB * Email *
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Add rent roll tenants and run portfolio analysis
83.1
Portfolio TQI · 0 — 100
Portfolio behavioral quality index — weighted aggregate across evaluated tenants.
READ Sandbox Aggregate Lens
Portfolio Distribution
Stable
3
BPS ≥ 70
Watch
1
BPS 50–69
Elevated Risk
0
BPS < 50
Stable
Watch
Elevated Risk
Portfolio Synthesis

The rent roll presents a strong behavioral profile. The majority of evaluated tenants read in the stable tier — high anchor, moderate-to-high conscientiousness, and low dispute and strain markers across the portfolio. One tenant reads in the watch tier: impulse is elevated and anchor is moderate, indicating a profile that warrants closer monitoring but does not constitute a disqualifying read in isolation. No tenant reads in the elevated-risk tier. The honest-struggler profile is represented — at least one tenant shows adversity markers without behavioral escalation, which BERS's founding law accounts for correctly: adversity amplifies trajectory, it does not penalize. Portfolio behavioral quality supports continued occupancy without a portfolio-level risk flag.

Per-Tenant Breakdown
Unit Tenant BPS Score Tier Primary Driver Trajectory
What Would Change This Portfolio Read

If the watch-tier tenant's impulse or strain markers escalate in a re-evaluation, that unit moves to the elevated-risk tier, which would shift the portfolio distribution and lower the aggregate TQI. Two or more elevated-risk readings in a portfolio of this size would constitute a portfolio-level risk flag. A new tenant added to the roll with a profile below 50 would also affect the aggregate. The current read is favorable and stable — no immediate portfolio action is indicated.

Audit ID —
Permissible Purpose Rental of Housing
Lens Aggregate · Rent Roll
Mode Sandbox · No live data